In the event that after being pre-qualified for a loan some issues are discovered that will either stop you from purchasing a home immediately or the interest rate and/or points are relatively high due to some credit issues, there is a program that can help you.  By completing the registration form on this page and indicating that you are interested in the Rent with Option to Purchase Program in the Comment Section, one of our Team Members will be in contact with you to discuss how they can help you. A strategy and timeline will then be established in order to determine how soon you can be is a position to receive approval for a mortgage loan at a good interest rate.  You are then placed in a priority order to review homes that are eligible for our Rent with Option to Purchase Program.  While you are working on addressing any credit issues, you can select a home from this program with the intent of eventually owning the home. Part of your monthly rent will be applied towards the purchase price in the event you exercise your option to purchase.  This means that you will have part of your down payment already paid for while you are renting and getting your credit in order.